Lake Havasu real estate and homes for sale in Arizona, waterfront - Susan Ballard, REALTOR® Susan Ballard REALTOR(r) for Lake Havasu, Arizona real estate, waterfront - NUMBER1EXPERT™ Susan Ballard NUMBER1EXPERT(tm) for Lake Havasu, Arizona real estate, waterfront
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Susan Ballard, REALTOR®, real estate agent and broker for Lake Havasu Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me toll free: 1-866-717-9624. Available 7 days a week to work for you!


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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Lake Havasu area REALTOR®, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
Which islands are considered the largest islands in the US?

A 
The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles.
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Buy or Sell a home with Susan Ballard and recieve a $250.00 gift certificate to Walmart or Safeway. Offer expires 11-01-10. Call Susan for Details.

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Susan Ballard, REALTOR®, real estate agent and broker for Lake Havasu Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Susan Ballard
Havasu Realty

1685 Industrial Blvd. ( Branch Office)
Lake Havasu City, AZ. 86403
Toll Free: 866-717-9624
928-230-9624
Fax: 928-680-7671
Email: susanballard@NUMBER1EXPERT.com

I was a top-producing Realtor in Salem, Oregon for 17 years, I came down to Lake Havasu to visit and just couldn't believe what a true paradise it is! A crystal blue lake, incredible mountain views and pure sunshine! So I moved here! And I have never been happier! I feel like I’m on vacation every day!

Equal HousingMLSREALTOR



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